Our point of view on stablecoins distribution

January 2026

Stablecoins have evolved into a core component of the digital asset ecosystem, enabling 24/7, low cost cross border payments, DeFi access, B2B settlements and everyday transactions. Traditional financial institutions – including banks, brokerages, exchanges and payment providers – now have a window of opportunity to become trusted stablecoin distributors, enhancing customer experience, expanding their client base and opening new revenue streams.

This paper outlines the key opportunities and challenges – from regulatory, AML/CFT and multi chain technology considerations to legacy system integration and capability gaps – and sets out an integrated, end to end approach to help organisations design, implement and scale stablecoin distribution models. PwC Hong Kong’s Digital Assets and Financial Services Consulting teams are ready to support institutions at every stage of this journey.