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Business recovery services
Non-Performing Loans (NPLs)
While the problem of China's non-performing loans (“NPL”) is well-known, understanding what to do to find the hidden value in pricing or servicing such loans is less so. Whether you need help managing portfolio sales, loan portfolio due diligence, valuation and pricing, transaction structuring or post deal loan servicing, we’re on hand to help you make informed decisions and maximise value.
When it comes to NPL issues, PwC is one of the leading firms in China with the experience to help you with the loan recovery process. Our people have been working on NPL assignments in China since 2000. The depth and breadth of our experience gives us unique insights into the loan valuation process that really help when it comes to portfolio evaluations and pricing discussions.
As a buyer:
You’re looking for investment opportunities
You need an independent review and valuation on the target loan portfolio
You need advice on deal structures
You want to be more certain about the accounting and tax implications of potential deal structures
You want to engage a project manager with the right expertise to manage the execution of the deal
You want to engage an expert to manage the subsequent loan collection process.
As a seller:
You want to market your portfolio for sale in a more effective way so as to maximise its potential value
You are looking for potential investors
You want to engage a project manager with the right expertise to manage the execution of the deal.
How we can support you
We offer a complete advisory service that can be tailored to meet your requirements:
Identify potential portfolio investment opportunities.
Conduct loan portfolio due diligence and valuation.
Participate in roll-up (loan-by-loan recovery assessment) meetings.
Advise on potential deal structures for proposed transactions to mitigate potential risks.
Identify accounting and tax implications of potential deal structures and advise on plans to minimise costs.
Assist in the deal completion process, including assistance in securing requisite government approval.
We can act as the lead financial advisor in relation to all facets of NPL sales, including complete management of the disposal process.
Our services throughout the NPL cycle
Review, classify and stratify portfolio
Pool and apckage sub-portfolios to maximise their potential value
Advise on the right investor review files, including file content and information collation and organisation
Advise on the right marketing and disposal strategies, and
Prepare confidential information memorandum.
Identify potential investors for bilateral deals or public tenders, and
Target specialist investors for specific sub-portfolios/tranches.
Execution / completion
Manage the entire portfolio sales process
Design appropriate bidding and sales procedures
Oversee investor contact, including Investor Invitation and Investor Qualification
Evaluate investment proposals
Negotiate detailed terms, and
Co-ordinate the involvement of legal and other advisors.
Loan Portfolio Recovery Management
Manage the loan collection process
Advise on loan servicing set-up issues, and
Advise on issues tha timpact the collection process
Business Recovery Services Leader
+ 2289 2299
+ (21) 2323 3650
+ 2289 2577
+ 2289 2504
+ 2289 2530
Of further interest
China’s Non-Performing Loans are rising fast - Are there now opportunities for investors? (Dec 2015)
Our experience in
onshore-offshore distressed situations
Our experience in debt restructurings and turnarounds
Our experience in debtor advisory
International PwC sites
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